Contact Us...

Priority-1 Credit Restoration

& Management Solutions

 

www.pr1credit.com 

 

Toll Free: 888-743-4820 

Local Voice: 469-450-3230

Local Fax: 1-214-975-3424

Email: info@pr1credit.com 

 

You can also use our contact form, or you can contact us directly, by phone, at... 

888-743-4820 Toll Free!

...y hablamos espanol tambien

Business Hours

We always answer our own phones! And you can reach us, Monday through Friday, between 9:00AM and 6:00PM, or on Saturdays, between 9:00AM and 12 Noon, Central Standard Time.

 

Please know that your phone calls are very important us. If we happen to be with another client when you call, you can rest assured that we will always do all we can to get back to you on the same day of your call.  

 

Our Promise to You...

If your credit profile hasn't improved within 90 to 120 days after your credit restoration program begins, we will refund every dollar you've spent with us, GUARANTEED! No questions asked. 

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Whether you're already a Priority-1 Credit Management Member, or decide to become one, and you refer a friend or family-member to us, you'll automatically become eligible for discounts and/or acccount credits, that you won't want to miss! So please, "click here" for details We know you'll be very glad you did!   

CREDIT FAQs

Some Things You Should Know!

FAQ's

Of course you can try to "repair" your own credit profile. But the question you have to ask youself is do you have the time and the necessary knowledge and experience to do what needs to be done to do the job right (and as quickly as possible) the first time? To repair and restore your credit profile involves a number specific action steps and in my opinion a good understanding of the Texas Finance Code and all the FCRA and FDCPA Guidelines.

 

CALL 888-743-4820 or fill out the CONTACT US page for a FREE CREDIT ANALYSIS TODAY!

 

Below are a few questions I hope will help you in your due dillagence. 

 

1. Why should I use a Credit Repair Company?

The most common reasons are that individuals either have already tried themselves with limited results, or they just don't have the time to undertake this task. If you decide to use us, you can be assured that you will be receiving the best assistance and service possible.

 

2. Why should I use Priority 1 Credit Solutions?

You should use Priority 1 Credit Solutions, because we offer a complete SOLUTION rather than just repairing your credit. Most credit repair firms just remove the negative items (35%) whereas Priority 1 Credit Solutions helps the customer add several different types of positive credit affecting 100% of your credit file.

 

3. Why do Credit Bureaus not want me to use a Credit Repair Company?

The credit bureaus will tell you that it is easier and less expensive to do it yourself. While it may be true that you have the right to repair your credit yourself, many individuals do not have the time, experience and knowledge of the bureaus necessary to deal with these massive corporations. You must also spend months of study to gain a working knowledge of the consumer laws available to you. In most cases, consumers do more harm than good to their credit files by verifying the negative items and therefore making the items permanent.

 

4. Who are the three Credit Bureaus?

Experian, Transunion, Equifax /CSC Credit Services.

 

5. What can you take off of my credit bureau report?

We can take off unpaid collections, charge-offs, repossessions, bankruptcies, medical bills, foreclosures, tax liens, civil liens, judgments, student loans, credit card debt, inquiries, slow pays, old addresses and all incorrect names.

 

6. How does Priority 1 Credit Solutions do this legally?

Disputing your credit report is your right. Credit restoration is as legal as pleading "not guilty" in a court of law.

 

 7. How often should I expect to get mail from the credit bureaus?

Every 35 to 45 days you should expect to get an updated credit report.

 

8. What should I do with the mailed credit reports that I get from the credit bureaus?

Make copies and send it to us via fax, 214-975-3424, or mail to 1400 Preston Rd. Suite 400 Plano, TX 75093. You can also email credit reports to info@pr1credit.com.

 

9. Will the accounts you take off my credit bureau report ever come back?

On average, only 1 out of 10,000 will re-appear back on your credit when we remove the item in the correct legal manner. After the account has been deleted two times, by law it can not be put back on your credit report.

 

10. How long does information remain on my report?

Credit bureaus report credit information for a period of seven (7) years. Some states have special provisions for collections and paid liens. Chapter 7, Chapter 11 and Chapter 13 Bankruptcies are each reported for 10 years and the date is measured from the date of the filing.

 

11. How long would it take Priority 1 Credit Solutions to repair my credit?

The answer is... It's impossible to know. Many variables go in to your unique score and the bureaus can take varying lengths of time to respond. On average it takes between 90 to 180 days for Priority 1 Credit Solutions to repair your credit. You are then covered for an additional 6 months (free of charge) if any new negatives show up on your report.

 

12. Does paying off my bills repair my credit?

The credit reporting system doesn't work that way. When you pay an old debt, the negative credit listing doesn't disappear. In fact, it re-ages and the seven year clock begins again with that negative listing. What the credit bureaus and bad debt collectors don't want you to know is that a paid, current negative listing is not any better than an unpaid negative listing.

 

13. How does a Credit Bureau make money?

A credit bureau is a private FOR PROFIT business. It makes money by selling your credit information to others. A person with bad credit means more business for them, because a person with bad credit applies for credit about 10 times more than a person with good credit.

 

14. Who can see my credit report?

Anyone who wants information for a business transaction between you and them may obtain your credit report. This may include an insurance company, a prospective landlord, a prospective employer, a collector or a government official.

 

15. Do you guarantee your service?

If we do not improve your credit profile, we will refund your money!